Employment-based medical insurance is declining in the nation’s most populous state, falling from 57.3 percent of adult Californians aged 19 to 65 in 2007 to an estimated 51.3 percent in 2009, the UCLA Center for Health Policy Research reported today. Over this two-year period, the portion of this cohort insured through the individual market rose from 8.5 percent to a projected 9.1 percent.
The key driver in the drop in employer-based coverage is steep job losses. Employment is a prerequisite for employer-based coverage and has become much harder to come by in California’s recession-wracked economy where unemployment exceeds 12 percent.
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