Tag Archive: Carolyn McClanahan

Politicians focus on wrong part of health-care problem: Advisor

Carolyn McClanahan, a certified financial planner and physician, believes there are some commonsense solutions to fixing the health-care system, and she feels the politicians are actually the problem and not the problem-solvers. “With the health-care system being so complicated, one of the problems I have is that the politicians are focusing on the wrong things,” said McClanahan, founder and director of financial planning at Life Planning Partners. “The No. 1 concern with health care right now is that we have a broken system and we need to fix the system. “And politicians are unfortunately focusing on how we pay for health care and not focusing on the cost of health care.”

Source: Politicians focus on wrong part of health-care problem: Advisor

McClanahan’s right. A far more holistic analysis is necessary whenever dealing with a complex system such as medical care costs and their financing. Since most agree costs have grown to unstainable levels and chew up far too many public and private dollars, that deserves a lot of attention. As well as thorough root cause analysis that takes into account population wellness and specifically how to increase it.

McClanahan’s thinking is on the right track. Fortunately, most people don’t need much medical care. The goal should be to ensure that cohort remains the majority and grows. We can’t get there with more medical care. Instead, more health care – engaging in health promoting behaviors and lifestyles — and developing health education and social values that support that are key.

 


Need a speaker or webinar presenter on the Affordable Care Act and the outlook for health care reform? Contact Pilot Healthcare Strategies Principal Fred Pilot by email fpilot@pilothealthstrategies.com or call 530-295-1473. 

Proposal: taxpayer funded primary care

In the United States, community health centers could be funded directly by the government based on population, not fee for service. They would provide a broad, well-defined range of services, including primary care, with weekend and evening hours, telemedicine, basic pharmaceuticals and education for management of chronic illness. Mental health care would be provided, including management of drug addiction. And they could serve as a base for managing crises such as epidemics and bioterrorism events. Anyone could use a community health center without income verification, free. People could still use private primary care providers, but they would have to pay for them, directly. Insurance would be reserved for emergencies, through inexpensive catastrophic coverage. Even Medicaid and Medicare could eventually be moved into a catastrophic-only model.

Source: What Spain Gets Right on Health Care – The New York Times

A couple of likely criticisms come to mind. First, would

Second, proposal is likely to face the major obstacle confronting proponents of single payer coverage, wherein the government covers both primary and catastrophic care: the entrenched employer-sponsored medical insurance benefit model that has been in place since the 1940s. Given

 


Need a speaker or webinar presenter on the Affordable Care Act and the outlook for health care reform? Contact Pilot Healthcare Strategies Principal Fred Pilot by email fpilot@pilothealthstrategies.com or call 530-295-1473. 

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