About the blogger
Frederick Pilot covered Governor Arnold Schwarzenegger’s legislative initiative to provide medical insurance coverage for nearly all California residents as a Sacramento-based special correspondent for the Bureau of National Affairs (now Bloomberg BNA). As a contributor to various BNA publications including Health Care Daily and Health Care Policy Report, Pilot extensively covered underwriting and regulatory issues in California’s individual health insurance market including policy rescissions and enforcement actions brought by California regulatory agencies.
As a veteran trade press editor who covered California’s property/casualty insurance industry for nearly two decades, Pilot has a solid grounding in insurance principles. This blog examines the risk selection and spreading mechanism of insurance in the context of health insurance with a particular emphasis on its sustainability in an environment of rapidly rising medical treatment costs, poor health demographics and increased regulatory scrutiny and reform. Pilot can be reached by email at fpilot@pilothealthstrategies.com.
